Protecting you and your business requires more than just E&O Insurance. You need a Commercial General Liability (CGL) policy that protects you against claims brought about by third parties for property damage, bodily injury or death that they suffer as a result of your actions. These situations could officer on public property, at a client’s site or on your own premises.
Examples of a liability claim could include damage to a client’s boardroom table from a laptop or overhead projector that overheats or an injury suffered by a client who trips on a creased carpet in your office.
Your CGL policy will pay to defend you and cover any judgement awarded against you should you be held liable for your actions.