Professional Liability Insurance for Forensic Experts – E & O Insurance

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Whether they are using scientific insights to investigate a crime or lending their expertise as an expert witness, forensic science professionals are often called upon to lend clarity in uncertain situations. While hard science may drive their recommendations forensics experts need professional liability insurance to protect them from claims of negligence or wrongdoing.

Because their insights often carry such heavy implications, forensics experts are increasingly finding themselves under heavy scrutiny and even legal accusations. Even when a claim of wrongdoing is completely false, a legal claim can cost forensic experts thousands in legal fees and potentially damage their credibility — unless they are properly covered.

Common Risks for Forensics Experts

Whether your specialty lies in the realm of criminal justice, forensic anthropology, or even document analysis, the smallest oversight or miscommunication can lead to intense confusion — or even harm. Professional liability insurance (also known as Errors and Omissions insurance), will cover all legal fees and damages resulting from a liability claim.

Take a look at some of the most common types of claims in which E&O insurance protects forensics experts:

Failure to appear due to circumstances outside of your control

You have been requested to provide a forensic testimony but cannot make it to the court due to an injury or personal emergency. A prosecutor may hold you liable.

Third party error

You need aid on a case, leading you to contract a part of your work to a third party. The third party did not follow the regulated process and therefore their portion does not hold up in court. The group that hired you now accuses you of negligence.

Incorrect information

The party that hired you has given you incorrect information. You present this information in court and it is found as false. The case turns against you and the client claims negligence against you.

Scientific error

You run an analysis of DNA evidence but make a procedural error damaging the evidence or producing false results.

Of course, in a field that requires incredible precision and holds tremendous responsibility these are only a handful of the types of scenarios that can occur.

Who Does Cover Advantage Protect?

When most people thing of forensics, they think of the crime dramas they watch on TV and some secretive science going on behind closed doors. While that may be true in some instances, the truth is that forensics is an incredible complex and diverse field.

Take a look at just a small sampling of the forensics experts that benefit from errors and omissions coverage:

Forensic scientists

Forensic scientists

Forensic investigators

Forensic investigators

Forensic expert witnesses

Forensic expert witnesses

Mental health evaluators

Mental health evaluators

 

Bottom line: if you are frequently called upon to lend your forensic expertise in any way, you owe it to yourself to make sure you are properly protected in the event of an unforeseen or unavoidable risk.

Get a Quote. Get Covered.

As a forensics expert, you understand the weight a simple legal claim can carry. Don’t let all the hard work and time you have put into building your career be put in jeopardy because of a single mistake or false claim. Get a free quote and secure coverage completely online in minutes.

You will have peace of mind knowing that your coverage is backed by Lloyd’s of London, one of the world’s largest and strongest insurance companies.